Description
Citizens Financial Group is a leading financial institution providing various banking services across the country. The Advanced Analytics data science team plays a pivotal role in driving AI/ML innovation to deliver value to our colleagues and customers. We are currently seeking a full-stack Principal Data Scientist to lead our efforts in AI/ML-based fraud detection modeling.
Responsibilities:
- Strategic Leadership: Lead and architect the development of advanced AI/ML models aimed at detecting fraudulent accounts and transactions, ensuring alignment with business objectives.
- Fraud Detection Development: Develop, train, and test machine learning models for fraud detection using cutting-edge algorithms
- Data Analysis and Management: Perform complex data analysis, identify key trends, and utilize big data technologies to deliver insight
- Collaboration and Cross-Functional Teamwork: Collaborate with various business units, including Risk Management, IT, and Compliance, to deploy models in a real-time environment.
- Model Optimization and Innovation: Continuously refine and optimize models to adapt to new fraud patterns and regulatory requirements
- Technical Mentorship: Provide mentorship and technical guidance to junior data scientists, fostering a culture of innovation and continuous learning
- Compliance and Governance: Ensure that all modeling complies with regulatory requirements and adheres to best practices in data governance and model risk management
- Research and Stay Current: Keep abreast of the latest advancements in AI/ML and financial fraud detection to maintain a competitive edge
Qualifications:
- Master’s or Ph.D. in Data Science, Computer Science, Statistics, Mathematics, or related field.
- 7+ years of experience in data science
- Experience with traditional ML (XGB, RF, etc.), deep learning applications to time series modeling, natural language processing, computer vision, and anomaly detection techniques
- Strong proficiency in deep learning tools and frameworks such as TensorFlow, PyTorch, scikit-learn, etc.
- Full-stack development experience on cloud ecosystems
- Extensive experience with big data technologies like Dask, Hadoop, Spark, and related ecosystems
- Demonstrable experience in leading complex projects and managing cross-functional teams.
- Strong understanding of regulatory requirements in the banking industry, especially related to fraud detection.
- Excellent communication and collaboration skills, with the ability to translate complex technical insights into actionable business strategies.
The salary range for this position is $130,000 – 170,000$, plus an opportunity to earn an annual discretionary bonus. Actual pay is based on various factors including but not limited to the work location, and relevant skills and experience.
We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more. Note, Citizens’ paid time off policy exceeds the mandatory, paid sick or paid time-away policy of very local and state jurisdiction in the United States. For an overview of our benefits, visit https://jobs.citizensbank.com/benefits .
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Equal Employment Opportunity
At Citizens we value diversity, equity and inclusion, and treat everyone with respect and professionalism. Employment decisions are based solely on experience, performance, and ability. Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression (including transgender individuals who are transitioning, have transitioned, or are perceived to be transitioning to the gender with which they identify), genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague’s or a dependent’s reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws.
Equal Employment and Opportunity Employer
Citizens is a brand name of Citizens Bank, N.A. and each of its respective affiliates.
Benefits
We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more.
View Benefits